Home Loans   As one of the largest Home Loan financiers in India, we go the extra mile to make your dreams come true. Be it attractive interest rates, simplified paperwork or faster processing, you get your loan easily, quickly and just the way you need it. ICICI Home Finance offers Home Loans to Resident as well as Non Resident Indians You must be at least 21 years of age when the loan is sanctioned The loan must terminate before or when you turn 65 years of age or age of retirement, whichever is earlier. You must be salaried or self-employed with a regular source of income Minimum age of co-applicant should be 18 years   Home Loan Amount It is restricted to a maximum of 80% of the cost of property (Agreement value + Stamp Duty + Registration charges) or the cost of construction as applicable.   How to enhance your eligibility If your spouse is an earning member, you can make him/ her a co-applicant. Their income will be considered to enhance the eligibility In case of co-owners, they must necessarily be co-applicants   Home Loan – Documentation Salaried Customers Self Employed Professionals Self Employed Non Professional Application form with photograph duly signed by all applicants Application form with photograph duly signed by all applicants Application form with photograph duly signed by all applicants Identity, residence and age proof Identity, residence and age proof Identity, residence and age proof PAN card copy of the main applicant PAN card copy of the main applicant PAN card copy of the main applicant Last 3 months Salary-slips Education qualification certificate and proof of business existence Proof of business existence Form 16 / Income Tax Returns Last 3 years Income Tax Returns with computation of Income Business profile Last 6 months bank statements Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account Last 3 years Income Tax Returns with computation of Income Last 3 years CA Certified / Audited Balance Sheet and Profit & Loss Account Processing fee cheque Last 6 months bank statements Last 6 months bank statements (self and business) Processing fee cheque Processing fee cheque     For interest rates and application forms or any other assistance, please contact us. We will be happy to help you.